Providing a Landlord with peace of mind and protection is paramount! It is comforting to know that you can insure your rental income and be protected against risks such as loss of rent, malicious damage, accidental damage and legal liability. There are many policies available by different providers.
However you need to make sure that you read the fine print. Here are some things to look out for – coverage may vary between policies:
2. What are the excess amounts charged on each claim?
3. If there are multiple items being claimed, is there a cap on how many excesses that can be charged with each total claim?
4. Do they provide a multiple property discount?
5. Can your claim be approved by the agent or does it have to be approved by an underwriter which can lengthen the claim time?
For such a minimal tax deductible fee and often under the cost of one week’s rent, you cannot afford to be without it!
Find out more by contacting your Property Manager or speaking to Peter Gow, our Principal at Ray White Carlingford.
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