Investor Evening: A Resounding Success!

What a night! On Tuesday, September 30th, Ray White Carlingford and Loan Market hosted our annual Investor Evening, and we are thrilled to share that it was an overwhelming success. The energy in the room was fantastic, and it was brilliant to see so many members of our community keen to gain a competitive edge in the current property market.

A huge thank you to everyone who joined us, especially the incredible panel of speakers—Nerida Conisbee, Dean Inzitari, Michael Keenan, Michael Garofolo, and Kevin Shen. We hope all our attendees picked up valuable insights and had the opportunity to network with these industry leaders. 

We were privileged to hear from our panel of experts, who shared the following insights:

Nerida’s Market Insights: Where We’ve Been and Where We’re Headed

As of October 1, a new First Home Buyer Scheme has been introduced, aimed at improving accessibility to the property market for aspiring homeowners. Properties priced under $1 million are expected to experience continued price growth, driven by strong demand and limited supply.

While the rental market has seen significant increases over recent years, rental growth is forecast to moderate, with annual increases expected to stabilise around 2–3%.

In response to ongoing housing shortages, the government has announced an ambitious target to build 1.2 million new homes over the next year, which is set to have a considerable impact on future supply and housing affordability.

Michael’s Insights: Evolving Compliance and the Modern Investor Mindset

The investment property landscape is shifting — and so too must the mindset of property owners. Today’s tenants are staying longer, with many treating rental properties as their long-term homes. This change brings new expectations, as tenants increasingly seek to personalise their space and establish a sense of permanence.

With this shift, compliance is more important than ever. Recent legislative updates — including changes around water usage, no-grounds terminations, and pet ownership — mean landlords must stay informed and adaptable.

Landlord insurance remains essential, providing critical protection in a changing regulatory environment. Successful investors are those who maintain strong, proactive relationships with their property managers, ensuring their assets are managed with both compliance and care in mind.

Now more than ever, it’s time to rethink the traditional investment approach and embrace a more collaborative, tenant-aware strategy.

Kevin’s Strategy: Unlocking the Power of Debt Recycling for Smarter Investing

Debt recycling offers a strategic way to convert non-deductible owner-occupier home loan interest into deductible investment loan interest, enabling you to grow your property portfolio more efficiently. This approach not only helps accelerate the repayment of your primary home loan but also builds additional income streams through targeted investments.

By diversifying your assets and leveraging potential land tax savings, debt recycling supports effective risk management while maximizing tax benefits. It’s a powerful strategy for investors looking to build wealth systematically and sustainably.

Dean’s Expertise: Maximising Your Property Investment Potential

Investing in property remains one of the most effective ways to build long-term wealth. To capitalise on opportunities, it’s essential to understand how to maximise your borrowing power and be fully prepared for your next purchase.

Key strategies include loan recycling and accessing the equity within your existing property to fund future investments. Additionally, exploring borrowing options through trusts or superannuation funds can provide further financial flexibility and tax advantages.

With the right approach and expert guidance, you can confidently navigate the property market and unlock the full potential of your investments.

We are incredibly pleased with how smoothly the event came together, and we honestly appreciate the support shown by our clients and team members. This evening confirmed the strong interest in expert property and financial advice within our community. Given the demand, we are excited to announce that we will be hosting more informative nights like this one!

To relive the highlights and see the full recap of the night, be sure to check out our Instagram page!